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Opening bank accounts

What type of bank account do you need

Choose the right solution — we will help identify the optimal bank, jurisdiction, and account opening format for your specific needs.

Operating account

A corporate account for a legal entity. Suitable for international transactions, working with counterparties, paying taxes, and managing business finances.

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Personal account

A foreign account for an individual. Relevant for relocation, investment activities, or holding personal funds abroad.

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Merchant Account

An account for accepting online payments. Suitable for e-commerce, SaaS, and other businesses that work with international cards.

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EMI / Payment System

An alternative to a traditional bank. Fast opening, flexible requirements, suitable for international transfers and settlements.

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Account for a foreign company

Opening an account for a non-resident structure. We take into account the jurisdiction, type of activity, and requirements of the specific bank.

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Bank Account Opening Packages

The price depends on the client type, country, and chosen financial institution.

Basic Package

from €500
Analysis
Bank selection
Document preparation
Standart

from €900

Full Support with coordination and communication
Premium

from €1,200

Complex Jurisdictions or Merchant Accounts

Popular jurisdictions for opening an account

We work with a wide range of jurisdictions. Below are the destinations most often chosen by our clients for opening corporate and personal accounts.

Hungary

An EU country with an accessible banking system and relatively favorable requirements for non-residents. Suitable for businesses focused on the European market.

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Hong Kong

One of Asia's key financial hubs. Attractive for trading companies, holdings, and businesses with operations in the Asia-Pacific region.

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Haven’t found the right solution?

If you haven’t yet decided on a bank, payment system, or country — that’s perfectly fine. Tell us about your needs, and we’ll help you find the optimal option based on your profile and goals.

A consultation allows you to assess the available options, compliance requirements, and the likelihood of approval before the process even begins.

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Why opening an account abroad on your own can be difficult

Foreign banks and payment systems apply multi‑level checks to each client. Understanding these requirements in advance is key to successfully opening an account.

Strict KYC checks

Banks thoroughly examine the beneficiary’s identity, business history, and source of funds. An incomplete document package is one of the main reasons for rejection.
Compliance requirements

Each bank applies its own AML and compliance policies. Failing to meet the bank’s expectations regarding structure or activity can lead to refusal.
Company structure analysis

Banks scrutinize owners, directors, and related entities. Complex holding structures require additional justification.
Source of funds inquiries

Proving the legal origin of assets is a mandatory requirement. Lack of the necessary documentation significantly reduces the chances of approval.
Dependence on activity and geography

The same business may be accepted by one bank but rejected by another — due to industry specifics or payment geography.
Different requirements for banks and EMIs

Banks and payment systems operate under different rules. Choosing the wrong type of solution is a common mistake when applying independently.

When you might need to open an account abroad

The service suits a wide range of needs — for both corporate clients and individuals.

International trade

For settlements with foreign suppliers and buyers, import and export of goods and services.
Working with counterparties

Receiving and sending payments in foreign currency within partner and client relationships.
New foreign company

Opening an account for a newly registered non-resident structure in the chosen jurisdiction.
E‑commerce and online payments

A merchant account or EMI to accept payments from clients worldwide via cards and digital wallets.
Investment activities

An account for managing foreign assets, investing in international instruments, and holding capital.
Business relocation

Moving operations to a new jurisdiction requires opening an account with a local or international bank.
Alternative to a local bank

When available local solutions do not meet the business needs in terms of functionality or reliability.

What documents are typically requested when opening an account

Requirements vary depending on the bank, country, and type of account. We help prepare and structure documents to best meet the expectations of the specific institution.

Preliminary assessment of the documentary profile is one of the first steps in our work. This helps avoid rejection at the application stage.

Corporate documents

Incorporation documents, extracts from the commercial register, certificates of registration.
Beneficiary information

Passports, proof of address, details of directors and shareholders.
Business description

Nature of business, target markets, client and counterparty structure.
Source of funds

Financial statements, contracts, invoices, and other documents confirming the origin of assets.
Supporting materials

Company website, existing contracts, commercial documents.

What can influence a bank or payment system’s decision

Opening an account is a full-scale review, not a mere submission of documents. Banks assess a combination of factors, and each one matters.

📌Country of incorporation

The company’s jurisdiction affects the level of compliance checks and the available banks.
📌 Type of activity

Certain industries are considered higher risk — this is taken into account during the application process.
📌 Transparency of structure

A clear and straightforward ownership chain significantly simplifies the compliance review.
📌 Geography of operations

The countries where payments originate and are sent influence the risk assessment.
📌 Quality of documentation

A complete, well‑structured document package significantly increases the chances of a positive decision.
📌 Business logic

The bank must understand the purpose of the transactions and the logic of the business — this is one of the key factors for approval.
📌 Business history

A track record of business activity, contracts, and real operations strengthens the applicant’s position.

Get a consultation

/01 Initial consultation

Discussing your needs, business structure, and account opening objectives.
/02 Determining the solution type

Bank, EMI, or payment system — we select the appropriate format for your requirements.
/03 Selecting a bank or payment system

Recommendations for specific institutions based on the client’s profile and compliance requirements.
/04 Document guidance

A list of required documents, advice on their preparation and structuring.
/05 Application submission support

Assistance with completing and submitting documents to the chosen institution.
/06 Compliance communication

Support in responding to any additional inquiries from the bank or payment system.
/07 Outcome and next steps

Support until the account is obtained, along with recommendations for further use.

How the account opening process works

The process is structured to minimize risks and make every step clear for the client.

Discussing the task

Clarifying the client’s objectives and requirements.

Analysis

Reviewing the client’s profile and business.

Solutions

Selecting the optimal banking options.

Documents

Preparing and reviewing the document package.

Engagement models

We offer several engagement models — depending on how detailed support you require.

Consultation

A one‑time meeting or call to discuss the task, evaluate possible options, and understand the requirements. Suitable if you need to assess the situation before making a decision.
Task‑based support

Work on a specific request: selecting a bank for an already chosen format, assistance with documents, or handling a particular compliance matter.
Full‑service support

Complete support from client profile analysis and solution selection through to account opening — including document preparation and communication with the bank at every stage.

Related services

Gellert Group provides comprehensive support for international business needs. Account opening is often part of a broader strategy.

Company registration abroad

Establishing a legal entity in the desired jurisdiction, taking into account tax, operational, and structural objectives.
Tax advisory

Assessment of tax obligations, structuring of assets and operations in line with international requirements.
Legal consulting

Legal support for corporate structures, transactions, and international contractual relationships.
Residence permit

Assistance with obtaining a residence permit in various jurisdictions — investment programs and other eligible grounds.
Business relocation

Full-service support for moving business operations to a new country — from structuring to account opening.
Property purchase

Assistance with foreign real estate transactions, including legal due diligence and financial matters.

Why clients choose Gellert Group

We do not work with a one-size-fits-all approach. Every solution is tailored to the client’s specific profile — taking into account business structure, geography of operations, and compliance requirements.

Understanding of international needs

We work with real cases in corporate and private banking across different jurisdictions.
Different solution formats

Bank, EMI, merchant account — we help you choose the right format, not offer a one-size-fits-all solution.
Attention to compliance

We handle documentation and communication to meet the requirements of the specific institution.
Integrated approach

Account, company, taxes, residence permit — we support the broader context when needed.
No fluff or empty promises

We honestly assess the chances, explain the risks, and help you make an informed decision.